People's First Federal Credit Union
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Share/Savings Accounts
Free CheckingNone Div. RateNone APY *
 
Club Accounts
Christmas and Vacation Clubcall for rate Div. Ratecall for rate APY *
 
IRA Accounts
IRA Account2.20% Div. Rate2.20% APY *
 
Money Market Accounts
Money Market Account1.25% Div. Rate1.25% APY *
 
Share Accounts
Share Account1.20% Div. Rate1.20% APY *
    $100 Minimum $2499 Maximum
Share Account1.25% Div. Rate1.25% APY *
    $2500 Minimum $0 Maximum
 
Share Certificate Accounts
CDcall for rate Div. Ratecall for rate APY *
Loan Accounts
 
Unsecured Loans (Signature)
Open End Unsecured Loan17.9% APR
Closed in Unsecured Loan12.0% - 13.0% APRTerms Vary (call for details)
 
Vehicle Loans
Auto Loan4.75% APR48 months
  yr. 2003 auto
Auto Loan5.00% APR60 months
  yr. 2003 auto
Auto Loan5.00% APR48 months
  yr. 2001-2002 auto
Auto Loan5.25% APR60 months
  yr. 2001-2002 auto
Auto Loan5.25% APR48 months
  yr. 1998,1999 and 2000 auto
Used Auto Loan5.50% APR60 months
  yr. 1998, 1999 and 2000 auto
 
Home Equity Loans
Home Equity Line of Credit - Loans/First Mortgage6.0% APR
Home Equity Line of Credit - Loans/Second Mortgage8.0% APR
 
Mortgages
15 Year Variable Home Mortgage Loan6.0% APR
 
 

APR=ANNUAL PERCENTAGE RATE

RATES SUBJECT TO CHANGE WITHOUT PRIOR NOTICE

Credit unions also process farm equipment, travel trailers, boats and motorcycle loans.

Loan rates are based on year model.
 
 
People's First Federal Credit Union

1140 Ford Avenue P.O. Box 170280
Birmingham, AL 35217  USA
Phone: 205-841-1818  Fax: 205-841-3372
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